Terms of Use
Effective Date: May 21, 2026
Welcome to imperialjewelryandloan.com. These Terms of Use (“Terms”) govern your access to and use of this website (“Website”) operated by Imperial Jewelry & Loan LLC (“Imperial Jewelry & Loan,” “we,” “our,” or “us”).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Website.
Eligibility
This Website and our services are intended for individuals who are at least 18 years old.
By using this Website, you represent that you are at least 18 years of age and legally capable of entering into binding agreements.
Website Use
You may use this Website solely for lawful purposes and in accordance with these Terms.
You agree not to:
- Use the Website in violation of any law or regulation
- Attempt to gain unauthorized access to the Website or its systems
- Interfere with the operation or security of the Website
- Use automated systems, bots, or scraping tools to access Website content without permission
- Misrepresent your identity or provide false information through forms or communications
We reserve the right to restrict, suspend, or terminate access to the Website for users who violate these Terms or misuse the Website.
Intellectual Property
All content on this Website, including text, logos, graphics, images, branding, photographs, and design elements, is owned by or licensed to Imperial Jewelry & Loan and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, display, republish, or use Website content without prior written permission from Imperial Jewelry & Loan.
Informational Purposes Only
Information provided on this Website is for general informational purposes only and does not constitute:
- financial advice
- legal advice
- lending approval
- appraisal guarantees
- binding offers
Any pawn loans, purchases, sales, or transactions remain subject to:
- in-store review
- applicable law
- identity verification
- Imperial Jewelry & Loan policies and discretion
Pawn loan transactions are governed exclusively by the written pawn ticket and disclosure documents provided at the time of transaction, in accordance with California Financial Code Section 21000 et seq. Nothing on this Website creates a binding loan offer, contract, or obligation.
Product availability, pricing, loan terms, and eligibility may change without notice.
Pawnbroker Licensing
Imperial Jewelry & Loan LLC is a licensed pawnbroker in the State of California, operating under the California Financial Code Section 21000 et seq. and applicable local ordinances.
Third-Party Links
This Website may contain links to third-party websites or services. Imperial Jewelry & Loan is not responsible for the content, security, or privacy practices of those third parties.
Accessing third-party websites is done at your own risk.
Employment Opportunities
Imperial Jewelry & Loan may post employment opportunities on this Website from time to time.
Submitting an application, resume, or other employment-related information does not guarantee:
- review
- an interview
- employment
- future consideration
Information submitted for employment purposes may be used for legitimate hiring and employment-related purposes.
Electronic Communications
By contacting us through the Website, phone, email, or SMS/text messaging, you consent to receive communications from Imperial Jewelry & Loan related to your inquiry, transaction, account, or requested services. Where required by law, SMS communications will be sent only after obtaining any necessary consent.
These communications may include:
- customer service responses
- appointment confirmations
- transactional notifications
- account-related communications
- other service-related notices
SMS/Text Messaging Terms
By providing your mobile phone number and opting into SMS communications from Imperial Jewelry & Loan, you expressly consent to receive recurring text messages from Imperial Jewelry & Loan regarding:
- customer care
- appointment reminders
- transaction notifications
- account-related communications
- payment reminders
- promotional or marketing messages if you separately consent to receive marketing communications
Message frequency may vary based on your interaction with us.
Message and data rates may apply depending on your mobile carrier and plan.
Consent to receive text messages is not a condition of purchase.
You may opt out of SMS communications at any time by replying:
- STOP to unsubscribe
- HELP for assistance
After replying STOP, you may receive one final confirmation message confirming your opt-out request.
For assistance, contact:
Text messaging originator opt-in data, consent records, and mobile phone numbers collected for SMS communications will not be sold, shared, or disclosed to third parties or affiliates for marketing or promotional purposes.
We may share SMS-related information only with service providers, platform providers, and telecommunications carriers solely as necessary to deliver text messages and operate our messaging services.
Your use of SMS communications is also subject to our Privacy Policy.
Accessibility
Imperial Jewelry & Loan is committed to making this Website accessible to individuals with disabilities. If you experience any accessibility barriers, please contact us at info@imperialjewelryandloan.com or (562) 864-1777 so we can assist you.
Disclaimer of Warranties
THIS WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IMPERIAL JEWELRY & LOAN DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY OF INFORMATION.
We do not guarantee that:
- the Website will always be available
- the Website will be error-free
- the Website will be secure or free from harmful components
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IMPERIAL JEWELRY & LOAN SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE.
YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK.
Indemnification
You agree to indemnify and hold harmless Imperial Jewelry & Loan and its owners, employees, agents, and affiliates from claims, damages, liabilities, and expenses arising out of:
- your misuse of the Website
- your violation of these Terms
- your violation of applicable law
California Residents
Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice:
If you have a question or complaint regarding the Website, please contact:
Imperial Jewelry & Loan LLC
11405 Firestone Blvd Suite E
Norwalk, CA 90650
Phone: (562) 864-1777
Email: info@imperialjewelryandloan.com
California residents may also contact:
Complaint Assistance Unit
Division of Consumer Services
California Department of Consumer Affairs
1625 North Market Blvd.
Sacramento, CA 95834
Phone:
(916) 445-1254
(800) 952-5210
Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
Any dispute arising from or relating to these Terms or use of the Website shall be brought exclusively in the state or federal courts located in Los Angeles County, California.
Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
Changes to These Terms
Imperial Jewelry & Loan may update these Terms from time to time. Updated versions will be posted on this page with a revised Effective Date.
Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
Contact
Please contact Imperial Jewelry & Loan at info@imperialjewelryandloan.com with any questions regarding these Terms.